Terms and Conditions of Use of Medical-Insurance4U.com:

Medical-Insurance4U.com is a division of April Medibroker Limited which is an Independent Medical Healthcare Insurance Advisor & Broker regulated by the General Insurance Standards Council (GISC). The GISC does not regulate mortgages, current or deposit accounts, credit cards, loans or general and medical insurance. Access and use of Medical-Insurance4U.com is subject to the following terms and conditions of use. By accessing Medical-Insurance4U you signify your acceptance of these terms and conditions of use.

Accuracy of information
All reasonable endeavours have been taken to ensure that the information published in Medical-Insurance4U is accurate. However April Medibroker Limited does not warrant that the information is accurate or complete. You are advised to discuss your specific requirements with an independent financial adviser.
You acknowledge and agree that certain information within Medical-Insurance4U is provided by third parties and that April Medibroker Limited has no control over the accuracy or completeness of such third party data.

Advice
The information, services, systems, articles and data published in Medical-Insurance4U are intended for general information only and should not be construed as advice under the Financial Services Act 1986. You are strongly advised to take appropriate professional and legal advice before entering into any binding contracts.
If you need advice, we recommend you contact an independent financial adviser.
All prices and information are indicative rather than definitive. They do not constitute an offer to buy or sell or provide any service, nor do they comprise any form of investment advertisement.

Use
You may use Medical-Insurance4U for your own private, non-professional use only. You may not use, and you must ensure that no other person uses the information supplied by Medical-Insurance4U to you for re-sell, redistribution or for any other commercial use. In particular you may not use Medical-Insurance4U for carrying out of investment business as defined in the Financial Services Act 1986 in any capacity. If you take a copy or set up a direct feed of any of the pages of Medical-Insurance4U, you must be aware that all of the terms and conditions, warnings and disclaimers will continue to apply.
You must not use this service in countries where it is restricted or prohibited by local legislation.

Security
April Medibroker Limited will take all reasonable endeavours to ensure that your personal information is disclosed only to those specified by you. However, the Internet is an open system and we cannot and do not guarantee that the personal information you have entered will not be intercepted by others and decrypted.

Information about you
April Medibroker Limited will not make information about you available to any third party, or contact you if you do not wish to be contacted, by ticking the appropriate box within the registration screen.
Information held by April Medibroker Limited about you is available for inspection by you in accordance with the terms of the Data Protection Act 1998.

Limitation of Liability
You accept that April Medibroker Limited shall not be liable in any event for any direct, indirect or consequential loss or damages arising from use of Medical-Insurance4U.
Medical-Insurance4U is provided ‘as is’. All warranties whether express or implied under law including without limitation any warranty for the information, data, services, interrupted use, errors, omissions, delays, termination of service, loss of data for any reason, fitness of purpose, infringement of third party property rights are hereby expressly excluded with the sole exception that no exclusion of liability is claimed of death or personal injury as a result of negligence by April Medibroker Limited.

Using the service
You may not:

• restrict or inhibit any other user from using and enjoying the Service; or
• post or transmit any unlawful, fraudulent, libelous, defamatory, obscene, pornographic, profane, threatening, abusive, hateful, offensive, or otherwise objectionable information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offence, give rise to civil liability, or otherwise violate any law
• post or transmit any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or schemes or other unsolicited commercial messages or engage in spamming or flooding; or
• upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through Medical-Insurance4U without prior written permission of April Medibroker Limited.

Links from and to Medical-Insurance4U
Some pages on this site contain hypertext links to web sites not maintained by us. You are reminded that when you enter other web sites by means of hypertext links, you will leave the Medical-Insurance4U domain and you will not be subject to these terms and conditions. In particular, hypertext links to pages which contain information or advertisements about investment products and services are provided for your convenience only. We are not responsible for the content of such pages and we do not endorse or make any recommendation about such products and services.

The links on this web site may take you to other sites where the advice or trading is possible. You acknowledge and agree that April Medibroker Limited shall not be responsible or liable with regard to any advice or trading which may be conducted on such sites.

Governing Law and Jurisdiction
These terms and conditions are governed by English Law and you agree to submit to the exclusive jurisdiction of the English Courts.

For more information please read our privacy statement.